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About the Investor

About the Investor

ACATOM is a developer with over 14 years of experience in the market.

Our company focuses on creating environment-friendly projects with the use of well-tried materials. We construct high quality affordable apartments based on modern architectonic and functional solutions. For us a project is not only square meters, but mainly the place where our customers will spend a significant part of their life. That is why we take care to provide first rate comfort and quality.

For us a project is not only square meters, but mainly the place where our customers will spend a significant part of their life. That is why we take care to provide first rate comfort and quality.

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01 Selection of an apartment

The first step to reach the goal, i.e. to buy an apartment, is to precisely define your own preferences: location, size, number of rooms and an affordable purchase price. It is also important to choose a floor, sun exposure and a type of a parking place or a storage facility. Please note that apartments located at the ground floor often have gardens and those located at the highest floor – spacious terraces.

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02 Contact with the sales office

Already at the stage when the apartment is chosen, it is worth contacting our Sales Office located next to the project, where we provide detailed information about the construction and selected apartment. You can contact us by e-mail, phone or in person: our sales offices are usually open from Monday to Friday from 8:00 to 17:00 and on Saturday from 9:00 to 13:00. You will find detailed information under “Contact”.

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03 A development/preliminary agreement

Signing a development agreement in the form of an notarial deed is another step to have your own apartment. Notarial fees are payable by the customer and the developer on a 50/50 basis. We negotiate notarial fees with selected notary public’s offices.

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04 Payment for the apartment

Having signed the development agreement, you must pay the price in accordance with the applicable payment schedule attached to the development agreement. If the purchase of the apartment is financed with a mortgage loan, the bank pays the remaining about after the payment of an own contribution. Detailed of payments, including the value of particular instalments, the payment schedule and the bank account number, are specified in the development agreement and attachments thereto.

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05 Occupancy permit

When the construction is completed, we apply for an occupancy permit. Having obtained a positive decision from the construction supervision authority, we start technical acceptance procedures. During the technical acceptance of apartments, we write a certificate where the customer has the right to record defects, if any. In accordance with the development agreement, we inform our customers that the apartment can be handed over 14 days in advance.

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06 Provision of keys

The hand-over of keys and the apartment is the final most pleasant moment of the purchase process that our customers look forward. Our customers receive keys usually during the acceptance of the apartment. The keys include keys to the building, post boxes, storage facilities, common parts, as well as a remote controller of the garage or entrance gate, if the housing estate is fenced.

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07 Transfer of property rights

It is high time to hold the last meeting at the notary public’s office to sign the committed agreement that must be entered into in the form of a notarial deed and which transfers property rights in the apartment to the buyer. On the basis of the notarial deed, an individual mortgage and land register is opened and the notary public applies to the court for recording property rights in that register and, if the property is financed with a mortgage loan, the notary public also applies for recording the mortgage in the register. The cost of the committed agreement is fully payable by the buyer.

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Help

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QUESTIONS AND ANSWERS

DOES THE PROJECT HAVE THE FINAL CONSTRUCTION PERMIT?

Yes, each investment we carry out is built in compliance with legal regulations, so before we start any construction works, it is necessary to obtain the final building permit. Each client has the right to view all documents confirming the legal status of the investment.

IS THE DEVELOPMENT PROJECT FINANCED WITH A LOAN?

Our projects are not burdened with a loan and are carried otu with our own financial resources.

IS THE COMPANY ENTERED IN THE MORTGAGE AND LAND REGISTER AS AN OWNER / PERPETUAL USER?

Yes, the company is the owner (or has the right of perpetual usufruct) of the real estate on which the investment is being carried out. Each client has the opportunity to view the land and mortgage register.

DOES THE DEVELOPER COMPLY WITH THE DEVELOPMENT ACT?

Yes, the developer complies with the Act of 20 May 2021 on the protection of rights of buyes of apartments or family houses, which is commonly known as the development act.

ARE FUNDS PAID INTO THE ESCROW ACCOUNT?

Yes, if the customer buys an apartment before the end of construction, the customer’s funds are paid into the escrow account kept by the bank. Funds kept in the escrow account are used for the construction and finishing of apartments and the developer receives them from the bank as it carries out consecutive construction works. The bank monitors the completion of each project stage and the way the developer uses funds from the escrow account, as well as the purposefulness of corresponding expenses. The bank makes sure that the customers’ interests and funds paid for the apartment are protected.

WHO IS THE GENERAL CONTRACTOR OF THE PROJECT?

The general contractor of our investments are proven construction companies operating on the development market, which we select based on the analysis of offers and investments completed so far.

IS IT POSSIBLE TO CHECK THE FINANCIAL STANDING OF THE COMPANY?

Each client has the opportunity to view the company's financial statements up to two years ago.

IS IT POSSIBLE TO SEE THE PROJECT BEFORE IT IS COMMISSIONED?

After making an appointment with a sales office employee, customers can check the progress of construction works. The current state of progress can be tracked on the website in the Construction Log for each investment.

CAN I HANDLE FORMAL ISSUES WITH A NOTARY PUBLIC OF MY CHOICE?

We recommend the notary offices that cooperate with us due to their safety, professionalism, and low rates negotiated by us. At the client's request, we carry out formalities at the client's preferred law firm.

ARE THE ESTATES FENCED?

This information is included in the investment description; not all of our development projects are fenced. It depends on the area where the investment is located. We make sure not to disturb the spatial order around the estate.

WILL THERE BE A PLAYGROUND WITHIN THE ESTATE?

Each of our investments has its own land development plan, indicating the organization of the space around the estate. Whenever possible, we designate a place and organize a playground for children in the estate. This information can be found in the investment description.

WHAT IS A “SHELL-AND-CORE STANDARD”?

Developer condition is the standard in which apartments are delivered, and its general description can be found in the "Apartment finishing standard" tab on the website of each investment. The standard is also specified in the information prospectus, which is an annex to the development agreement and contains a technical description of the apartment and the building, as well as specifying the equipment, scope of finishing and the type of materials used. We also provide detailed information on this subject at sales offices.

IS IT POSSIBLE TO MAKE TENANT CHANGES, I.E. CARRY OUT EXTRA WORKS, E.G. MOVE PARTITION WALLS OR SPECIFY THE LOCATION OF RADIATORS?

It is possible upon consultation with our technical division, which will analyse the feasibility, evaluate the costs, and present the changes to the customer for approval.

WHAT IS AN APARTMENT DELIVERY DATE?

The keys to the apartments are handed over to customers after obtaining permission to use a given investment.

WHAT IS THE PLANNED CONSTRUCTION COMPLETION DATE?

The construction completion date is indicated in the investment description and development agreement.

HOW CAN AN APARTMENT BE RESERVED? IS A RESERVATION AGREEMENT SIGNED?

Apartments in our projects can be reserved in person at our sales office, by phone or e-mail. Apartments can be reserved for 7 days without formal liabilities. Depending on the project and construction progress, we offer reservation agreements or solely development agreements.

WHAT IS A RESERVATION FEE?

Depending on the project, a reservation fee is from PLN 5,000 to PLN 10,000.

WHAT IS A PAYMENT SCHEDULE?

The value of the apartment is usually divided into installments, which the client pays to an escrow account. The installment amount is determined based on the development project schedule. The installment payment schedule is specified in the development contract. It is possible to individually arrange installment payments.

WHAT WILL BE THE RENT?

The amount of the administrative rent is determined by the entity administering a given investment after it is put into operation. We select the management companies to which we entrust completed investments reliably, based on previous cooperation and references.

HOW ARE BALCONIES/TERRACES/GARDENS FINISHED?

Information about the way balconies, terraces and gardens are finished is presented in the information prospectus, which is attached to the development agreement.

Contact

Contact

WITH THE COMPANY

ACATOM Sp. z o.o.

Registered office – Biurowiec CHB 14

ul. Christo Botewa 14, 30-798 Kraków
12 659 16 59 (secretariat)

NIP (VAT No.): 6793096184

REGON (statistical ID): 122979788

Number in the National Court Register: 0001076865

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